Andrew Vaughey, Why Using A Mortgage Broker Can Save You Money
Being able to get the house you want should make you happy as a lark. But what if, after you move in, you find out that you may have been able to get a much better financial deal than what you got? Would you still be as happy as a lark? It is quite possible to get the best deal in the first place by using a mortgage broker. Here is how a mortgage broker can save you some money.
It needs to be stated from the start that a mortgage broker will not always be able to get you the best deal, but could, probably, in most cases. So many people, however - too many people, in fact, are still accepting the first offer they are given for their mortgage. Getting that good deal, however, takes more than just comparing loans.
A bank lender will only be able to offer mortgage products that their own bank creates. These products, of differing values, are limited. Sometimes a lending agent may not want to compare the different products his or her bank offers in order to find an exact match for your needs. At other times, a bank agent will work very hard for you.
A mortgage broker, however, only gets paid when a sale is made - in other words - when a mortgage is signed. This means that it is in their best interests to get for you a highly competitive deal. They deal with many different lending companies on a regular basis and know what each of them are willing to do - in the very recent past. When you contact a mortgage broker, there often will not be any fees. They will then get your information from you and send it to several companies that they think will give you a very competitive offer.
Another benefit comes from the way that they perform their services. A banker will give you a more institutionalized service, and your interaction with him or her will be more formal. A mortgage broker, however, will be glad to take more personal time with you, making you feel more welcome and will probably spend more time with you and for you. In fact, he or she may even come to your house.
Mortgage brokers have access to mortgages at a slightly less price than a banker might provide. This is because they deal with wholesale prices rather than the retail. Their service offered to lenders means a savings for the lender because the lender does not need to maintain sales staff ? except when a sale is made.
Even when there may be a problem with your credit, the value of a mortgage broker can really be seen. Because they know many different lenders and each of their specialties, they can work to find lenders that can give you a great deal. They would already know which lenders regularly give money to those with bad credit ? or whatever special need you may have. A bank representative, however, while still able to offer a number of products, is limited to only what their branch offers and the special deals they give.
NASD
Ross Fernandez
Ryhs Fernandez
Susannah frame
Vaughey Consulting Group
Brooke Vaughey
http://rossfernandez.studioathome.com/
http://andrewvaughey.blogspirit.com/
http://andrewvaughey.livejournal.com/
http://blogs.grab.com/andrewvaughey
http://members.greenpeace.org/gpblog/?blog=14317
http://andrewvaughey.blogspot.com/
http://andrewvaughey.wordpress.com/
http://www.bloglines.com/blog/andrewvaughey
http://andrewvaughey.tripod.com/andrewvaughey/
http://www.flickr.com/people/21093311@N06/
http://blogs.ign.com/andrewvaughey/2007/11/22/72381/
http://www.greatestjournal.com/users/andrewvaughey
http://www.iziblog.net/users/somewere/460.html
http://www.naymz.com/search/andrew/vaughey/1450121
http://andrewvaughey.multiply.com/
http://20six.co.uk/andrewvaughey/
http://andrewvaughey.blogsome.com/
http://www.linkedin.com/in/andrewvaughey
http://blog.360.yahoo.com/blog-UqgsXe0jdLUp99p5RV_iw8X3qA1a1gE-?cq=1
http://geocities.com/rossfernandez00/blog.html
http://www.blog.co.uk/user/andrewvaughey
http://andrewvaughey.outblogger.com/
http://www.soulcast.com/andrewvaughey/
http://clearblogs.com/andrewvaughey/
http://andrewvaughey.bloggerteam.com/
http://andrewvaughey.ebloggy.com/
http://andrewvaughey.blogs.ie/
http://www.teenblog.org/andrewvaughey/
http://andrewvaughey.myweblog.com/
http://andrewvaughey.egoweblog.com/
http://www.bahraichblogs.com/andrewvaughey/
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http://andrewvaughey.blogbeee.com/
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http://andrewvaughey.ning.com/profiles/blog/show?id=1582209%3ABlogPost%3A4
http://andrewvaughey.blogs.friendster.com/andrew_vaughey/
http://andrewvaughey.vox.com/library/post/andrew-vaughey-understanding-the-process-of-refinancing.html
http://andrewvaughey.easyjournal.com/
http://andrewvaughey.voyblogs.com/
http://andrewvaughey.squarespace.com/
http://www.squidoo.com/lensmaster/workshop/andrewvaughey#module4431957Hdr
http://www.myspace.com/andrewvaughey
http://my.opera.com/andrewvaughey/blog/
http://www.aboutus.org/User_talk:Andrewvaughey
http://www.xomreviews.com/andrew-vaughey.com
http://andrewvaughey.tblog.com/
http://andrewvaughey.blogsavy.com/
http://andrewvaughey.today.com/
http://www.freewebs.com/andrewvaughey/index.htm
http://www.familytimes.com/node/view/941
http://www.last.fm/user/andrewvaughey/journal/
http://andrewvaughey.nireblog.com/
http://andrewvaughey.blog-city.com/firstentry.htm
http://andrewvaughey.blogyx.com/
http://www.journalhome.com/andrewvaughey
http://portal.blogfusion.com/blogs/andrewvaughey/
http://sphinn.com/story/15453
Being able to get the house you want should make you happy as a lark. But what if, after you move in, you find out that you may have been able to get a much better financial deal than what you got? Would you still be as happy as a lark? It is quite possible to get the best deal in the first place by using a mortgage broker. Here is how a mortgage broker can save you some money.
It needs to be stated from the start that a mortgage broker will not always be able to get you the best deal, but could, probably, in most cases. So many people, however - too many people, in fact, are still accepting the first offer they are given for their mortgage. Getting that good deal, however, takes more than just comparing loans.
A bank lender will only be able to offer mortgage products that their own bank creates. These products, of differing values, are limited. Sometimes a lending agent may not want to compare the different products his or her bank offers in order to find an exact match for your needs. At other times, a bank agent will work very hard for you.
A mortgage broker, however, only gets paid when a sale is made - in other words - when a mortgage is signed. This means that it is in their best interests to get for you a highly competitive deal. They deal with many different lending companies on a regular basis and know what each of them are willing to do - in the very recent past. When you contact a mortgage broker, there often will not be any fees. They will then get your information from you and send it to several companies that they think will give you a very competitive offer.
Another benefit comes from the way that they perform their services. A banker will give you a more institutionalized service, and your interaction with him or her will be more formal. A mortgage broker, however, will be glad to take more personal time with you, making you feel more welcome and will probably spend more time with you and for you. In fact, he or she may even come to your house.
Mortgage brokers have access to mortgages at a slightly less price than a banker might provide. This is because they deal with wholesale prices rather than the retail. Their service offered to lenders means a savings for the lender because the lender does not need to maintain sales staff ? except when a sale is made.
Even when there may be a problem with your credit, the value of a mortgage broker can really be seen. Because they know many different lenders and each of their specialties, they can work to find lenders that can give you a great deal. They would already know which lenders regularly give money to those with bad credit ? or whatever special need you may have. A bank representative, however, while still able to offer a number of products, is limited to only what their branch offers and the special deals they give.
NASD
Ross Fernandez
Ryhs Fernandez
Susannah frame
Vaughey Consulting Group
Brooke Vaughey
http://rossfernandez.studioathome.com/
http://andrewvaughey.blogspirit.com/
http://andrewvaughey.livejournal.com/
http://blogs.grab.com/andrewvaughey
http://members.greenpeace.org/gpblog/?blog=14317
http://andrewvaughey.blogspot.com/
http://andrewvaughey.wordpress.com/
http://www.bloglines.com/blog/andrewvaughey
http://andrewvaughey.tripod.com/andrewvaughey/
http://www.flickr.com/people/21093311@N06/
http://blogs.ign.com/andrewvaughey/2007/11/22/72381/
http://www.greatestjournal.com/users/andrewvaughey
http://www.iziblog.net/users/somewere/460.html
http://www.naymz.com/search/andrew/vaughey/1450121
http://andrewvaughey.multiply.com/
http://20six.co.uk/andrewvaughey/
http://andrewvaughey.blogsome.com/
http://www.linkedin.com/in/andrewvaughey
http://blog.360.yahoo.com/blog-UqgsXe0jdLUp99p5RV_iw8X3qA1a1gE-?cq=1
http://geocities.com/rossfernandez00/blog.html
http://www.blog.co.uk/user/andrewvaughey
http://andrewvaughey.outblogger.com/
http://www.soulcast.com/andrewvaughey/
http://clearblogs.com/andrewvaughey/
http://andrewvaughey.bloggerteam.com/
http://andrewvaughey.ebloggy.com/
http://andrewvaughey.blogs.ie/
http://www.teenblog.org/andrewvaughey/
http://andrewvaughey.myweblog.com/
http://andrewvaughey.egoweblog.com/
http://www.bahraichblogs.com/andrewvaughey/
http://andrewvaughey.blog.com/
http://www.xanga.com/andrewvaughey
http://andrewvaughey.blogbeee.com/
http://claimid.com/andrewvaughey
http://andrewvaughey.ning.com/profiles/blog/show?id=1582209%3ABlogPost%3A4
http://andrewvaughey.blogs.friendster.com/andrew_vaughey/
http://andrewvaughey.vox.com/library/post/andrew-vaughey-understanding-the-process-of-refinancing.html
http://andrewvaughey.easyjournal.com/
http://andrewvaughey.voyblogs.com/
http://andrewvaughey.squarespace.com/
http://www.squidoo.com/lensmaster/workshop/andrewvaughey#module4431957Hdr
http://www.myspace.com/andrewvaughey
http://my.opera.com/andrewvaughey/blog/
http://www.aboutus.org/User_talk:Andrewvaughey
http://www.xomreviews.com/andrew-vaughey.com
http://andrewvaughey.tblog.com/
http://andrewvaughey.blogsavy.com/
http://andrewvaughey.today.com/
http://www.freewebs.com/andrewvaughey/index.htm
http://www.familytimes.com/node/view/941
http://www.last.fm/user/andrewvaughey/journal/
http://andrewvaughey.nireblog.com/
http://andrewvaughey.blog-city.com/firstentry.htm
http://andrewvaughey.blogyx.com/
http://www.journalhome.com/andrewvaughey
http://portal.blogfusion.com/blogs/andrewvaughey/
http://sphinn.com/story/15453
