Hey Savant! Yeah, I know an Individual Retirement Account is a crappy way to save for retirement, but come on, don't get all worked up about it. Chill out. Take off a bit of that recycled refrigerator door you're wearin' and kick back. Besides with the acoustics inside that hat your wearin' how could you tell the difference between Enam and Willie Nelson? Oh, maybe you got headphones on under there... Is that a wire running down your neck? Hiidey Hell! See ya wisecracked him first. Aw dang! Ok, my turn: Aino, keep that thought. You just might wake up and find out you aren't.